How can we help you? Credit Repair Services
We Will Help You to Understand and Repair Your Credit
takes problematic credit reports seriously. We understand the applicable consumer protection laws, and we help our clients to leverage those legal rights so that their credit reports remain fair, accurate, and substantiated.
From bankruptcies, to charge-offs, to tax liens, we have challenged virtually every credit problem, doing work for our clients that resulted in millions of items removed from their credit reports last year alone.
Our Strategy and Process
Once you engage our firm, we help you obtain your credit reports from the three major credit bureaus: TransUnion, Experian and Equifax. Since each client's case is unique, we will collect specific information regarding your particular circumstances for each item in question.
Our Concord Premier clients receive a personalized credit score improvement analysis each month, including targeted information that may help to raise their credit scores. In addition, paralegals are available by phone, email, or website chat to provide helpful coaching regarding additional credit score enhancing tips.
Learn what you're paying for bad credit.
Credit is a necessity. Whether it’s a mortgage, a car loan, or a credit card, good credit creates opportunities. Bad credit doesn’t. With today's economic challenges, it is more important than ever to achieve and maintain a healthy credit score. For those with bad credit, increased interest rates may further inflate their cost of living, making even small purchases seem difficult. A bad credit report can cost you thousands of dollars a year in overpaid interest, or can keep you from being approved for credit altogether. Use the chart below to see how bad credit scores may impact you.
It is easy to see the financial burden created by bad credit, but the real cost is more difficult to measure. Bad credit affects more than your finances, it can also attack your sense of security, and limit your personal freedom.
By law, information reported about you to credit bureaus must be fair, accurate, relevant, substantiated and verifiable. Through our simple but powerful 3-step process, we help to ensure that credit companies can't abuse these standards.
When you sign up, we instantly pull your credit reports. We organize it in a way that helps you identify items you want to challenge or change. This then helps us know exactly where to focus our efforts — and how to build a game plan to fit your personal goals and needs.We understand that how to repair credit in every situation is different. That is why we believe in creating a customized Game Plan specifically with your credit goals in mind. Rest assured we employ the fastest, most effective approach to credit repair – it's nice to know you can expect progress every month.